/ LENDING CRITERIA
Who qualifies for borrowing
Verify your eligibility in minutes before you apply. We look at your current affordability today, helping you secure straightforward personal borrowing from £1,000 to £5,000.
SIMPLE REQUIREMENTS
Our four basic criteria
We focus on what you can comfortably manage now, not past credit mistakes. If you meet these four straightforward points, you are ready to apply online.
UK Resident
Regular Income
Active Contact
Affordable Budget
You must be a permanent UK resident aged 18 or over with an active bank account.
A steady monthly income from employment, self-employment, or a pension.
A valid UK mobile number and email address for fast digital verification.
A clear monthly surplus after your essential living expenses are paid.